Affordable Health Insurance
For Individuals & Families

Helping individuals and families get affordable health insurance that is the right fit for their needs and budget.

2020 Marketplace Elite Agent - Robert Falk
2020 Elite Broker
2021 Marketplace Elite Agent - Robert Falk
2021 Elite Broker
2022 Marketplace Elite Agent - Robert Falk
2022 Elite Broker
2023 Marketplace Elite Agent - Robert Falk
2023 Elite Broker

Robert Falk Health Insurance Agent

Why I Should Be Your Agent

Robert Falk helps individuals and families get the best health insurance related products for their needs and budgets.  No matter if you are low income, high income, or somewhere in-between; no one wants to pay more for health insurance than they need to.

$0

I never charge any broker fees for my insurance sales services. What you pay is what the insurance company charges and nothing more.

Certified

In addition to the insurance licenses I carry in most states, I also am Federally certified for the government marketplace (ACA, Obamacare, healthcare.org, etc)

Experienced

I have both the knowledge and experience to help you get the best health insurance for your unique needs and budget.

Service

I not only sell you the health insurance plans, I am also your ongoing agent to help with questions and situations in the future.

The Best Affordable Health Insurance For You

The best affordable health insurance looks differently for everyone. When working with an agent, it’s important they have access to enough options to truly offer you want is best for you. As your agent, I literally have access to 100+ health insurance companies across the country and am able to offer thousands of affordable health insurance plans.  I narrow those options down for you and offer you the best recommendations for your unique needs and wants.

Marketplace Health Insurance

Marketplace health insurance plans provide coverage for pre-existing conditions and several other essential benefits required by the ACA (affordable care act). You might qualify for a lower price based on household income.

Private Health Insurance

Private market health insurance plans often have more flexibility and portability. Private affordable health insurance plans aren't the right fit for everyone, but are often a great lower cost option to those that qualify.

Short Term Medical Insurance

Short term medical insurance policies are available for 1 month to 3 years. They aren’t available in every State, but are a great lower cost health insurance option for people who don’t need coverage for pre-existing conditions.

Fixed Indemnity Insurance

Fixed indemnity health insurance policies help pay for out of pocket costs from your main medical plan. These policies can also sometimes pay you for certain things that medical insurance normally doesn’t cover like income replacement.

Accident Injury Insurance

Accident injury insurance plans protect you financially for unexpected injuries. These plans will help pay for your out-of-pocket costs on your main medical plan like copays, deductibles, and max-out-of-pockets. Some plans can even pay you additional benefits that you can use however you like.

Critical Illness Insurance

Critical illness insurance policies provide financial relief to you and your family when there is a critical illness diagnosis such as cancer, heart attack, stroke, or many other illnesses. Even with great health insurance, a CI policy will help alleviate the inevitable financial burden of these situations.

Dental Insurance

A dental insurance policy helps you stay on top of your normal routine dental care and helps pay the cost of unexpected dental procedures

Vision Insurance

Help control your out of pocket costs for your annual eye exam and glasses or contacts with a low-priced vision insurance plan.

three steps to Enrollment

Helping You with health insurance is as easy as 1-2-3.

Health insurance is way more complicated than it should be. I take a systematic approach to helping you with your unique situation, needs, and wants. This helps keep the process as simple and as easy to understand as possible.

01

Learning what's important to you

Health insurance is not one-size-fits-all. I learn about you and what is important to you so I can customize my recommendations for your unique needs and wants.

02

Quoting & Review Plan Options

Based on your unique situation, I utilize my knowledge, experience, and resources to present the best health insurance options for you to review.

03

Plan Enrollment & Applications

In most cases I take care of the entire enrollment process for you, so you don’t have to worry about it and you know the application is completed successfully.

Robert Falk - Affordable Health Insurance Agent

Affordable Health Insurance Agent

About
Robert Falk

Robert resides in Florida with his wife and two sons.  He is licensed in most states and nationally accredited to help individuals and families all over the country.

Robert has been in the insurance industry for over a decade and has had the opportunity to gain experience from many different situations working with a wide variety of people in all sorts of different medical and financial circumstances.

Robert takes a non-judgmental, consultative approach when helping clients.  In addition to working with clients directly, he has also had the opportunity to be a consultant with many businesses, organizations, and other insurance professionals.