The Illinois health insurance marketplace uses the federal system to facilitate the eligibility and enrollment into the Obamacare major medical policies. There is no need for you to worry about those details since I take care of all of that for you. The Illinois health insurance marketplace is the health insurance option for people needing coverage for pre-existing conditions, maternity, mental health, and “free” preventative/wellness care.
Affordable Health Insurance in Illinois
The Affordable Care Act (Obamacare) plans in Illinois are available to those that are eligible. The Illinois ACA policies offer coverage for pre-existing conditions, maternity, and mental health; however the cost can be on the high side unless you qualify for a lower price based on income. Depending on your income, the Illinois Obamacare plans can have a very broad range in pricing.
Some health insurance carriers in Illinois will allow you to purchase coverage directly through them instead of through the Obamacare Marketplace. Just like the Illinois Marketplace, I take care of the enrollment for you at no additional charge. These policies are for those that need pre-existing condition coverage but don’t want to go through the government facilitated system.
Short Term Medical
Illinois short term medical policies are available for 1 to 12 months at a time. Some insurance companies will even let you stack multiple terms for a total of up to 3 years of coverage. In Illinois, short term medical plans are used to bridge a small gap between other health insurance coverage and the plans have become popular as a more affordable permanent health insurance option. Because short term medical plans in Illinois are underwritten and based on your health, the cost is often quite a bit less than other health insurance options.
Limited medical policies are also known as Fixed Indemnity health plans are available in Illinois. These plans are often considered as a more affordable Illinois health insurance option when comparing their price to other types of policies. Limited medical plans can also be combined with another medical policy in Illinois to be used as a supplement. These types of fixed indemnity plans can help pay for the out of pocket costs of other health insurance plans in Illinois, to better protect you financially.
Illinois Health Insurance Broker
Hi, I am Robert Falk, and I am a licensed Illinois health insurance broker. I do not charge any broker fees for my Illinois clients. That means as a resident of Illinois, you won’t have any extra fees for using me as your agent/broker. I help you get the best health insurance in Illinois for your situation.
Shop Illinois Health Insurance Marketplace
There are several ways you can shop for Illinois health insurance marketplace plans. The official government website for Illinois marketplace insurance is healthcare.gov, but most people have a difficult time with that website. The easiest way to shop for Illinois marketplace health insurance is to work with a trusted agent that can go over your options, answer any questions you have, and can enroll you into the best plan for your needs. For those of you who want to shop online by yourself, we have made the quoting and enrolling platform available for you to do-it-yourself, to easily get Illinois health insurance.