North Carolina Health Insurance Marketplace

North Carolina Health Insurance Marketplace

The North Carolina health insurance marketplace uses the federal system to facilitate the eligibility and enrollment into the Obamacare major medical policies. There is no need for you to worry about those details since I take care of all of that for you. The North Carolina health insurance marketplace is the health insurance option for people needing coverage for pre-existing conditions, maternity, mental health, and “free” preventative/wellness care.

Affordable Health Insurance in North Carolina

ACA (Obamacare)

The Affordable Care Act (Obamacare) plans in North Carolina are available to those that are eligible. The North Carolina ACA policies offer coverage for pre-existing conditions, maternity, and mental health; however the cost can be on the high side unless you qualify for a lower price based on income. Depending on your income, the North Carolina Obamacare plans can have a very broad range in pricing.

Major Medical

Some health insurance carriers in North Carolina will allow you to purchase coverage directly through them instead of through the Obamacare Marketplace. Just like the North Carolina Marketplace, I take care of the enrollment for you at no additional charge. These policies are for those that need pre-existing condition coverage but don’t want to go through the government facilitated system.

Short Term Medical

North Carolina short term medical policies are available for 1 to 12 months at a time. Some insurance companies will even let you stack multiple terms for a total of up to 3 years of coverage. In North Carolina, short term medical plans are used to bridge a small gap between other health insurance coverage and the plans have become popular as a more affordable permanent health insurance option. Because short term medical plans in North Carolina are underwritten and based on your health, the cost is often quite a bit less than other health insurance options.

Limited Medical

Limited medical policies are also known as Fixed Indemnity health plans are available in North Carolina. These plans are often considered as a more affordable North Carolina health insurance option when comparing their price to other types of policies. Limited medical plans can also be combined with another medical policy in North Carolina to be used as a supplement. These types of fixed indemnity plans can help pay for the out of pocket costs of other health insurance plans in North Carolina, to better protect you financially.

North Carolina Health Insurance Broker

Robert Falk - The Marketplace Insurance Broker

Hi, I am Robert Falk, and I am a licensed North Carolina health insurance broker. I do not charge any broker fees for my North Carolina clients. That means as a resident of North Carolina, you won’t have any extra fees for using me as your agent/broker. I help you get the best health insurance in North Carolina for your situation.

Shop North Carolina Health Insurance Marketplace

There are several ways you can shop for North Carolina health insurance marketplace plans. The official government website for North Carolina marketplace insurance is, but most people have a difficult time with that website. The easiest way to shop for North Carolina marketplace health insurance is to work with a trusted agent that can go over your options, answer any questions you have, and can enroll you into the best plan for your needs. For those of you who want to shop online by yourself, we have made the quoting and enrolling platform available for you to do-it-yourself, to easily get North Carolina health insurance.