Texas Health Insurance Marketplace

Texas health Insurance Marketplace

The Texas health insurance marketplace uses the federal system to facilitate the eligibility and enrollment into the Obamacare major medical policies. There is no need for you to worry about those details since I take care of all of that for you. The Texas health insurance marketplace is the health insurance option for people needing coverage for pre-existing conditions, maternity, mental health, and “free” preventative/wellness care.


Affordable Health Insurance in Texas

ACA (Obamacare)

The Affordable Care Act (Obamacare) plans in Texas are available to those that are eligible. The Texas ACA policies offer coverage for pre-existing conditions, maternity, and mental health; however the cost can be on the high side unless you qualify for a lower price based on income. Depending on your income, the Texas Obamacare plans can have a very broad range in pricing.

Major Medical

Some health insurance carriers in Texas will allow you to purchase coverage directly through them instead of through the Obamacare Marketplace. Just like the Texas Marketplace, I take care of the enrollment for you at no additional charge. These policies are for those that need pre-existing condition coverage but don’t want to go through the government facilitated system.

Short Term Medical

Texas short term medical policies are available for 1 to 12 months at a time. Some insurance companies will even let you stack multiple terms for a total of up to 3 years of coverage. In Texas, short term medical plans are used to bridge a small gap between other health insurance coverage and the plans have become popular as a more affordable permanent health insurance option. Because short term medical plans in Texas are underwritten and based on your health, the cost is often quite a bit less than other health insurance options.

Limited Medical

Limited medical policies are also known as Fixed Indemnity health plans are available in Texas. These plans are often considered as a more affordable Texas health insurance option when comparing their price to other types of policies. Limited medical plans can also be combined with another medical policy in Texas to be used as a supplement. These types of fixed indemnity plans can help pay for the out of pocket costs of other health insurance plans in Texas, to better protect you financially.


Texas Health Insurance Broker

Robert Falk - The Marketplace Insurance Broker

Hi, I am Robert Falk, and I am a licensed Texas health insurance broker. I do not charge any broker fees for my Texas clients. That means as a resident of Texas , you won’t have any extra fees for using me as your agent/broker. I help you get the best health insurance in Texas for your situation.


Shop Texas Health Insurance Marketplace

There are several ways you can shop for Texas health insurance marketplace plans. The official government website for Texas marketplace insurance is healthcare.gov, but most people have a difficult time with that website. The easiest way to shop for Texas marketplace health insurance is to work with a trusted agent that can go over your options, answer any questions you have, and can enroll you into the best plan for your needs. For those of you who want to shop online by yourself, we have made the quoting and enrolling platform available for you to do-it-yourself, to easily get Texas health insurance.