Most Popular Health Insurance Companies for 2022

2022 Most Popular Health Insurance Companies

2022 Health Insurance

Based off of enrollments we can already see the trend of who the 2022 most popular health insurance companies are. Some clients are keeping the same plan as they had in 2021, but a lot of clients are choosing to switch. There are more carriers and more plans to choose from than ever before.


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Depending on your income, some plans might cost you as little as $0/month.

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More insurance companies are now offering $0 deductible plans than every before.

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More plans than ever before are offering free virtual and primary doctor visits.

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Using our services to enroll into or switch your medical plan costs you $0.


List of Most Popular Health Insurance Companies for 2022

This 2020 most popular health insurance list is based on actual enrollments. Not all companies or plans are available in every area. Feel free to shop the plans online or contact me to help you choose the best health insurance plan for your needs that is available in your area.

Based on our data, the top 5 most popular health insurance companies for 2022 make up approximately 78% of our enrollments. After looking at the data, we were surprised about some of these carriers. We were expecting big names like United Healthcare, Cigna, and Aetna to top the list. However, two lesser known companies; Bright Healthcare and Oscar, have been attracting more and more members over the last few years.

Bright Healthcare Insurance

Bright HealthCare

  • Rank: #1
  • ACA: Yes (covers pre-existing conditions)

Bright HealthCare is a newer insurance company that has exploded in growth. They are the most popular health insurance company for 2022 because of the overall value of their plans. Bright Health has priced their plans competitively and structured their coverages to be attractive. Even though they are newer, they have done a good job with having a decent size network of doctors.

Availability: Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, North Carolina, Nebraska, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia

Blue Cross Blue Shield Health Insurance

Blue Cross Blue Shield

  • Rank: #2
  • ACA: Yes (covers pre-existing conditions)

Blue Cross Blue Shield is always towards the top of the popular health insurance company list. They are in more markets across the country than any other company and have been around longer than most others. Even though they are still popular, they aren’t as competitive as they used to be in certain areas.

Availability: Alaska, Alabama, Arkansas, Arizona, California Colorado, Connecticut, Georgia, Illinois, Indiana, Kentucky, Maine, Michigan, Missouri, Montana, Nevada, New Hampshire, New Mexico, New York, Ohio, Oklahoma, Tennessee, Texas, Virginia, Wisconsin

Oscar Health Insurance

Oscar

  • Rank: #3
  • ACA: Yes (covers pre-existing conditions)

Oscar is another health insurance company that is newer than most. They have done quite a bit of growth over the last several years. They were one of the most popular health insurance companies for 2021 and that continues for 2022. Oscar was one of the first companies to offer $0 deductible plans on the marketplace which helped them increase their popularity in 2021. For 2022 they have kept their plans competitively priced and made adjustments to coverages to remain popular.

Availability: Arkansas, Arizona, California, Colorado, Florida, Georgia, Illinois, Iowa, Kansas, Michigan, Missouri, North Carolina, Nebraska, New Jersey, New York, Ohio, Oklahoma, Pennsylvania, Tennessee, Texas, Virginia

Ambetter Health Insurance

Ambetter

  • Rank: #4
  • ACA: Yes (covers pre-existing conditions)

Ambetter has been a consistently popular health insurance company for many years. Their pricing and coverages have attracted consumers, along with the selection go doctors available in their network.

Availability: Arkansas, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Michigan, Missouri, Mississippi, North Carolina, Nebraska, New Hampshire, Ohio, Oklahoma, South Carolina, Tennessee, Texas

National General Health Insurance

National General

  • Rank: #5
  • ACA: No (excludes pre-existing conditions)

National General is the only company in the top 5 that is not part of the Affordable Care Act, but has been a popular lower priced health insurance option compared to the ACA plans. They offer short term medical plans (1 month to 12 month terms) and limited medical plans (fixed benefit) that are based on your health, instead of income, to get a lower price.

Availability: Alabama, Arkansas, Arizona, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, Nevada, Ohio, Oklahoma, Oregon, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Wisconsin, West Virginia, Wyoming


Other 2022 Popular Health Insurance Companies

There are a lot of big names who didn’t make it into the Top 5 most popular health insurance companies for 2022. Companies like Cigna, Aetna, Molina, United Healthcare, and Pivot Health; round out the top 10 most popular health insurance companies 2022.

Cigna Health Insurance
Rank: #6
Aetna Health Insurance
Rank: #7
Molina Health Insurance
Rank: #8
United Healthcare
Rank: #9
Pivot Health Insurance
Rank: #10

Should I Switch My Health Insurance Plan?

Before any health insurance decision, it’s important to do your due diligence. Whether you keep the same health insurance policy for 2022 or you switch, it’s important to understand the reason why you are making that choice. You can either research the plans online or request expert help.

If there is a plan that has a better price, or better coverage, or better network of doctors; then you should switch based on what is most important to you.

What’s the Best Health Insurance Company?

The best health insurance company depends on what is most important to you. Obviously coverage’s can vary from plan to plan, but aside from coverage differences, are some health insurance companies better than others? For plans that are part of the Affordable Care Act (ACA, Marketplace, Obamacare, etc), they are all governed by the same laws. The doctor networks are often one of the largest deciding factors on which health insurance policy is best for you if you have specific doctors you want to keep going to. If you are open to changing doctors, then the best health insurance policy for you is probably the lowest price with the best coverage.


Already Enrolled for 2022?

It’s not too late to switch your health insurance plan for 2022 if you are already enrolled. It’s also not too late to enroll if you haven’t done so yet.

How Do I Switch?

It’s easy to switch. You can do it online yourself, but there are a few steps involved. It is very easy for me to do it for you and I can also offer advice on which plan would be best to switch to for your needs.

How Do I Enroll?

Enrolling is easy. Shop the plans that are available in your area, select the one you want, and then it will walk you through the steps to apply and enroll. There are a lot of steps involved in the application. If you would feel more comfortable having an expert help you at no charge, let me know, I am more than happy to help!

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